About Loaniva

Financing Opportunities Built Around Your Needs

Loaniva is a financing company focused on providing non-collateral financing solutions to qualified applicants in selected African markets.

Our goal is to make access to financing more convenient while providing applicants with clear information about eligibility, repayment obligations, interest rates and applicable fees.

Loaniva is supported by investors and funding partners based primarily in the United States. The United States serves as a source of investment and funding; Loaniva does not currently provide loans to borrowers in the USA.

Our initial lending operations are focused on selected markets including Zambia, Malawi, Zimbabwe and other approved countries.

Our Financing Solutions

Loaniva offers financing solutions designed for different financial needs, including:

• Student Loans

• Personal Loans

• Business Loans

• Construction Loans

• Refinancing

Each financing product has its own requirements and approval criteria.

Our Mission

Our mission is to make financing more accessible to eligible individuals and businesses while maintaining a straightforward and transparent application process.

Our Vision

Our vision is to build Loaniva into a trusted international financing brand serving eligible borrowers across selected markets.

Our Values

Accessibility

We aim to make the financing application process accessible to qualified applicants.

Transparency

We believe borrowers should understand their financing costs and repayment obligations before accepting a loan.

Responsibility

We encourage responsible borrowing and expect applicants to consider their ability to repay before accepting financing.

Customer Service

We aim to provide applicants and borrowers with clear communication throughout the financing process.

Our Location

Loaniva

10 Kwacha Building
Mbala, Northern Province
10100
Zambia

WhatsApp: +260 764 767 849

Email: loanivaonline@gmail.com

Important Notice

Loaniva's financing services are offered only in markets where the applicable services are available and authorized.

Loaniva does not currently offer loans to borrowers located in the United States.

The availability of financing, loan amounts, interest rates and other terms is subject to eligibility, assessment and the applicable financing agreement.